FHA, VA, THDA, USDA, Reverse mortgages, Conventional, One time close construction, HARP, HUD $100 down,203K, and much more......
Home Mortgage Solutions LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: Residential investment property (min. 20% down) FHA loans on double-wide Manufactured Homes with land on a permanent foundation (approx. $50K min. loan) built after 1976. Conventional loans with min. 5% down on double-wide Manufactured Homes with land on a permanent foundation. Reverse mortgages for PURCHASES OR REFI’S …. & to those in BK(13) or considering BK(7) (62 years up with equity in the home) we can do all the usual PURCHASE & REFI loans FHA, Conventional, USDA Rural Development & VA First-time home buyer program Pre-Qualification of borrowers for any of the programs at the best rates available, for loans of all sizes for your below average to well-qualified credit borrowers!
 
Conventional Loans
FHA Loans
Reverse Mortgages
USDA Rural Development Loans
Veteran Administration Loans

Conventional Loans
We provide financing for all Fannie Mae and Freddie Mac loan types. We offer traditional 30 and 15 year mortgage loans as well as 25,20, and 10 year terms. Our conventional products allow for as little as 3 percent down as well as no mortgage insurance options as well.

FHA Loans
We offer the FHA loan which have a low down payment of 3.5 percent. Our program allows for credit scores as low as 580. It is a great program to get started with when you do not have as much down and you have some past credit issues to overcome.

Reverse Mortgages
A great program for seniors who have reached a minimum age of 60 and 1/2 years of age. We take pride in making sure it makes sense to actually do a reverse mortgage and give you the options for you to be able to make the decision if a reverse mortgage is best for you.

USDA Rural Development Loans
We offer this product which allows a home purchase with no down payment and lower monthly mortgage insurance than some other products.

Veteran Administration Loans
We appreciate those who have served our military in the past or presently serving our country. We offer VA loans which have no down payment requirements or monthly mortgage insurance. We also offer VA loans for refinancing with payment terms to meet your budget.



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.